Now with Marketplace + Compliance + OEM

Settlement OS for AI Agents

Cross-facilitator observability for x402, MPP & AP2 payments. Track every transaction, reconcile on-chain, monetize your endpoints — all without ever touching funds or keys.

SOC2 Type II (in progress) Never touches funds 99.9% uptime SLA Global facilitator coverage
app.harpd.com/overview
Today Spend$12,847.23
Today Calls47,291
Active Agents23
Anomalies0
Settlement Volume (USDC) +23.4% vs last week
Budget Alert
Agent "payment-bot-3" at 87% of daily budget
New Endpoint
"weather-api" listed in Marketplace — 2.3K calls/day
Reconciled
1,247 payments matched on-chain — 0 mismatches

One Platform, Every Protocol

x402, MPP, AP2 — unified observability above any facilitator. No vendor lock-in.

x402

HTTP 402 Payment Required — the native web standard for machine payments.

  • Native HTTP integration
  • Facilitator-agnostic
  • Works with any EVM chain
Learn more →

MPP

Multi-Party Payments — session-based payments for complex multi-agent workflows.

  • Session-based budgets
  • Mandate management
  • Reservation & settlement
Learn more →

AP2

Agent Payment Protocol v2 — recurring mandates, dispute resolution, enterprise-grade.

  • Recurring mandates
  • Dispute resolution
  • Enterprise compliance
Learn more →

Works with Every Facilitator

We sit above the facilitator layer — aggregating, reconciling, and scoring across all of them.

Don't see yours? Request a facilitator integration — we add new ones weekly.

Built for Production AI Agents

From prototype to platform — everything you need to ship, monitor, and monetize agent payments.

Real-Time Observability

Live dashboard with WebSocket updates. See every payment event across all facilitators the moment it happens.

  • Sub-second event ingestion
  • Per-agent & per-endpoint breakdown
  • Settlement status tracking
  • Anomaly detection (spikes, dead endpoints, concentration)

On-Chain Reconciliation

Automatic verification against Ethereum, Base, Arbitrum, Polygon + more. Never trust the facilitator — verify on-chain.

  • eth_getTransactionReceipt verification
  • Mismatch detection & alerting
  • Confirmation latency tracking
  • Sweep API for bulk reconciliation

Budget Engine & Approvals

Hard limits per agent, session, or mandate. Human-in-the-loop approval for large payments — before they settle.

  • Daily/monthly budgets per agent
  • 80%/100% alert thresholds
  • Approval queue for large payments
  • Session/mandate reservations (MPP/AP2)

Marketplace: Monetize Your Endpoints

List your x402/MPP/AP2 endpoints in the neutral directory. Buyers discover by quality score — you get paid automatically.

  • Cross-tenant discovery
  • Quality scores from real usage
  • 10% revenue share, Stripe Connect payouts
  • Featured slots for visibility

Enterprise Compliance

VAT calculation, fiat invoicing, expense categorization, audit-ready exports — built for finance teams.

  • Multi-jurisdiction VAT rates
  • Automated invoice generation
  • Expense categories & GL codes
  • Tamper-evident audit exports

White-Label & OEM

Resell Harpd as your own observability layer. Custom domain, branding, partner revenue share — your customers never know we exist.

  • Full white-label (logo, colors, domain)
  • Sub-tenant provisioning via API
  • Configurable revenue share (default 20%)
  • Partner dashboard & analytics

The Neutral Endpoint Directory

Discover, compare, and monetize agent-payable endpoints. Quality scored on real usage across all Harpd tenants.

x402 data Featured

Weather API Pro

Real-time weather data for any coordinate. 99.9% uptime, 200ms median latency.

Calls2.3M
Spend$4,821
Reliability99.8%
Latency187ms
MPP compute Verified

LLM Inference Cluster

Distributed LLM inference with session-based billing. Supports Llama-3, Mixtral, custom models.

Calls847K
Spend$12,450
Reliability99.2%
Latency1.2s
AP2 finance

KYC Verification

Automated KYC/AML checks for agent onboarding. Mandate-based recurring verification.

Calls156K
Spend$7,89
Reliability100%
Latency2.1s

Ready to Ship Production Agent Payments?

Join 100+ teams building on Harpd. Free tier includes 10K events/month — no credit card required.

Questions? Talk to our team or join Discord